Terms of Use
Effective date: October 2026
These Terms of Use apply to pillar-lending.com (the "Site"), operated by Pillar Lending LLC ("Pillar", "we", "us"). By accessing or using the Site, you agree to these terms. If you do not agree, please do not use the Site.
1. Informational purposes only
Content on the Site is provided for general information only. It is not an offer of credit, a commitment to lend, or legal, tax, accounting or financial advice. HUD/FHA program terms, limits and availability are set by HUD and may change.
2. Pillar is not a lender
Pillar does not make, fund, underwrite or commit to loans. Any financing is provided by third-party lenders and is subject to their underwriting, credit approval and HUD/FHA approval. Loan sizings, term sheet drafts and other materials we provide are preliminary estimates, not offers or commitments.
3. No guarantee
We work to keep the Site accurate and current, but we make no warranty that its content is complete, accurate or up to date. Actual loan terms depend on the property, the borrower, the lender and market conditions at the time of application. The Site is provided "as is".
4. Information you submit
You agree that information you submit through the Site is accurate to the best of your knowledge and that you are authorized to share it. Our use of that information is described in our Privacy Policy.
5. Intellectual property
The Site's content, design, logos and tools belong to Pillar or its licensors. You may view and share the Site for personal or internal business use, but you may not copy, modify, resell or scrape it without our written permission.
6. Third-party links
The Site may link to third-party websites. We are not responsible for their content or practices.
7. Limitation of liability
To the fullest extent permitted by law, Pillar is not liable for any indirect, incidental or consequential damages, or for any loss arising from your use of, or reliance on, the Site or its content.
8. Governing law
These terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law rules.
9. Changes to these terms
We may update these terms from time to time. We will post the updated version on this page and change the effective date above. Continued use of the Site means you accept the updated terms.
10. Contact us
Pillar Lending LLC · hello@pillar-lending.com